An In-Depth Guide to EMR

Definitions, Calculations and Effective Guidelines for Lowering Your Rates

Your EMR Рor Experience Modification Rate Рis a rate used by insurance providers to forecast the expected level of risk your business may be liable for. The higher your EMR, the higher your premiums Рand vice versa. This rate is incredibly valuable in creating safety forecasts, industry comparison,s and -of course Рaffecting the dollar amount you spend on workers compensation premiums.

Understanding your EMR can be a difficult process. Inside this whitepaper, you’ll find a simple explanation of the 2 primary factors affecting your EMR, an explanation on the effects of your EMR and an in-depth guide to calculating EMR.

 

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